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Loan products

KBN offers tailor-made and flexible loans in line with customer needs. Click on the various loan products to learn more.

Standard variable rate loans Loans linked to NIBOR Fixed rate loans Floating rate bond-like loans (FRN) Fixed rate bond-like loans Certificate loans
Maturity Up to 50 years Up to 50 years Up to 50 years, 1 to 10 years fixed rate 1 - 10 years 1 - 10 years Up to 12 months
Installment Optional, term, annuity or interest only Optional, term, annuity or interest only Optional, term or interest-only Interest only Interest only Interest only
Interest determination KBNs interest rates reflect the development in the market interest rate Fixed against 3MNibor, with floating or fixed margin surcharge According to agreement Fixed margin linked to NIBOR Fixed interest rate throughout the loan term According to agreement
Green interest rate At maturity > 5 years At maturity > 5 years
Flexible installment structure
KBN charge free